Future-Proof Your Finances

Mafhoom gives you complete transparency and control over your money, so you can make better financial decisions, save more money, and be ready for whatever life brings. 

Create Budget

Manage your spending, get out of debt, and start saving up for emergencies with Mafhoom’s intelligent budget creator.

Track Spending

See how much you are spending and where. Categorize your expenses into bills and utilities, entertainment, food, or any custom category of your choice.

Track Subscriptions

Automatically get a heads-up for all subscriptions and recurring bills that are due for payment soon, so you can cancel them if needed and put those precious dirhams to better use.

In-depth Insights

See all your bank accounts and financial products on one screen. Compare your income and expenses by month or category with graphs that give a visual overview of your finances.

make every dirham count

Managing money simplified

Mafhoom is an AI-powered, intelligent personal finance app. Its intuitive interface is sure to become your favorite go-to for managing your money. 

Security you can trust

At Mafhoom, we respect your privacy and take your security seriously. We have implemented several security measures to ensure your data with Mafhoom is safe.

Encrypted at all stages

Any and all data we receive is encrypted in storage and while in transmission.


Highly secure bank connectivity measures

We use top-of-the-line regulated open banking partners and technology to power Mafhoom’s operations.


Login protection

The app is locked with privacy controls including PIN-protection and biometric authentication.


Bank-led security

Mafhoom only access selected bank data you authorize, just enough to give you a complete picture of your finances. We cannot control your bank account or make transactions on your behalf. Banks take the lead on your data security.

About Mafhoom

Mafhoom is an all-in-one, intelligent, personal finance app, available on the App Store and Google Play Store. Built to look after your financial best interests, it has many powerful features that will empower you to budget better, spend less, and save more. The team at Mafhoom has a combined leadership experience of over 50 years in financial services in the MENA region. We have put all of our knowledge to work for you with Mafhoom.

Features Road Map

Financial health check

Determine your financial health score & identify areas to focus on and practical ways to improve your financial standing

Get out of debt

Our 'Get out of debt" tool can show you just how fast you can get there. Connect your bank account and get started.

Cancel Subscriptions

Get a heads-up on all recurring subscriptions and payments before they are due and cancel those that you no longer need.

Plan for retirement

See how your financial behavior will stand against inflation, post-retirement expenses, and cost of living changes. Plan for a financially secure retired life.

Deals and Offers

Save more money than ever before with deals and offers curated especially for you.

Calculate my networth

A comprehensive calculation of all your liquid and illiquid assets and liabilities to determine your real net worth.

Plan my loan

Make your dream purchases with confidence on loan plans that match your finances and fit your abilities and needs.

Lower my bills

See all bills & payments in one place. Use the holistic view and our personalized recommendations to choose better-priced payment options and plans.

Sharing our success with you.

Mafhoom Secures 5 Million UAE Dirhams Investment in Pre-Seed Funding Round

Dubai, UAE (14, Nov 2023) – Mafhoom Technologies, a pioneering startup in personal financial empowerment, announced the successful completion of its pre-seed funding round, raising an impressive...

Mafhoom Welcomes Anisor Raheman as New Chief Marketing Officer

The new CMO brings to Mafhoom extensive startup growth experience.  DUBAI, UAE, February 20, 2023 – Mafhoom, the all-in-one intelligent personal finance app that gives users complete transparency...

Mafhoom Launches Its Personal Financial Management and Cost-Saving App

DUBAI, UAE, January 24, 2023 – Personal financial empowerment startup Mafhoom Technologies announced today that the company is officially launching its minimum viable product (MVP), the Mafhoom app. ...

Get in touch

Our head office address:

Mafhoom Technologies Ltd.

DIFC Innovation Hub, Level 1, Zone D.

Dubai – UAE


Mail us for information


    Be one of the first to receive all Mafhoom updates